The Ramsey Show He Has Marriage Problems Disguised As Money Problems
Nov 4, 2025
Ken and Jade tackle various financial conundrums, from emotional challenges in managing money to practical advice on debt. They discuss strategies for using balance transfer cards versus consolidation while emphasizing budget discipline. Listeners learn how to cope with severe accidents, plan for a growing family, and decide whether to sell company stock. Inspiring stories highlight paying off significant debt without drastic sacrifices and the importance of purpose over money. Ultimately, they stress the balance between financial security and emotional well-being.
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Make A Shared Plan, Not Solo Rules
- Build a budget and an every-dollar plan together with your spouse, not unilateral rules imposed by one partner.
- Create a vision (where), purpose (why) and mission (how) so you execute the plan as a team.
Attack Debt With The Snowball Method
- Use the debt snowball: list debts smallest to largest, pay minimums on all and throw extra cash at the smallest until it's gone.
- Keep minimums to avoid defaults while you snowball payments to eliminate balances faster.
Money Is Emotional Work
- Money decisions are deeply emotional and not just math, so planning must address feelings, shame, and relationship friction.
- Jade's new book focuses on the emotional side of money to help people sustain change beyond budgeting tactics.
