Connect2 How Can We Manage Finances Well When We’re So Different?
Nov 19, 2025
Raymond and Jenny Teo, co-founders of Ten Butter Fingers and experienced marriage workshop facilitators, dive deep into the intersection of money and marriage. They explore differing financial habits and the importance of communication in managing finances as a couple. The Teos highlight stewardship principles, the power of delayed gratification, and the joy found in low-cost activities. They also tackle financial tensions shaped by family influences and share strategies for budgeting effectively, ultimately emphasizing that true happiness in marriage transcends mere dollars and cents.
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Use Joint And Separate Accounts
- Do use both joint and separate accounts to balance shared goals and personal freedom.
- Use joint accounts for savings and education, and separate "happy money" accounts for personal spending.
Allocate Money Into Clear Buckets
- Do allocate money into purposeful buckets like insurance, emergency funds, tithing, and savings.
- Commit to stewardship by deciding what each pot of money is for before spending.
Live Below Your Means
- Spend well below your means and prioritise must-haves over endless wants.
- Use delayed gratification to compound savings and enjoy bigger rewards later in life.