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Optimal Finance Daily - Financial Independence and Money Advice

3083: Why We Paid Off Our Mortgage by Julien Saunders of Rich And Regular

Mar 23, 2025
11:05

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Episode 3083:

Julien Saunders shares how he and his wife strategically paid off their mortgage to unlock financial freedom, reduce stress, and gain control over their time. Their journey, driven by teamwork and discipline, reveals how owning a home outright can be a powerful step toward financial independence, especially for those underrepresented in that achievement.

Read along with the original article(s) here: https://richandregular.com/why-we-paid-off-our-mortgage/

Quotes to ponder:

"We didn’t just payoff a mortgage; we bought time."

"The primary reason we decided to payoff the mortgage was to create a level of freedom and flexibility that no job could ever provide."

"We swung it about 30+ times over a 2 1/2 year period putting every single dollar to work."

Episode references:

Afford Anything: https://affordanything.com

Go Curry Cracker: https://www.gocurrycracker.com

Millennial Revolution: https://www.millennial-revolution.com

Dave Ramsey: https://www.ramseysolutions.com

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