How to Start Investing in 5 Simple Steps (and Change Your Financial Future)

Investing doesn’t require wealth...it creates it.

In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down a simple, no-overwhelm, five-step roadmap to help you start investing with confidence — even if you’re starting small or feel behind.

Inspired by a powerful long-term Vanguard example, Canna explains how consistent investing beats timing the market, why reinvesting dividends is non-negotiable, and how everyday Australians can build real wealth and passive income without stock-picking or stress.

Whether you’re in your 20s, 40s or beyond, this episode is about building wealth habits — not chasing hype.

In this episode, you’ll learn:

• Why starting early (or starting now) matters more than how much you invest

• The famous Vanguard example showing how $500/month grew into $775,000

• The 5 simple steps to begin investing safely and sustainably

• How to use ETFs and LICs for instant diversification within your investment portfolio

• Why automation is the secret weapon of long-term wealth

• The power of reinvesting dividends (and resisting the temptation to spend them)

• The biggest investing mistakes to avoid

• How passive income becomes the true measure of financial independence

The 5 Steps Covered:

1. Open an online share trading account

2. Choose diversified ETFs or LICs

3. Automate a regular investment plan

4. Reinvest all dividends - the power of dividend investing for financial independence

5. Track and grow your passive income

Who this episode is for:

• Beginners who feel overwhelmed by investing

• Anyone who thinks they “don’t earn enough yet”

• People who want financial independence, not financial stress 

• FIRE-curious listeners ready to take control of their future

Mantra from this episode:
Small steps. Big future.

🎙️ Listen now and take the first step toward building the financial freedom your future self will thank you for.

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:

• Best Seller:The $1000 Project
• **Mindful Money](https://amzn.to/3RV0poc)
• Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:

1. The SugarMamma Budget & Cashflow Academy
   Sick of living paycheque to paycheque or feeling overwhelmed by your money?
   This course includes aone-on-one appointment with me so I can personally help you.
   👉 Enrol here
2. Money Mindset & Manifestation Coaching
   Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
   👉Join here

🌟 Stay Connected & Inspired

• Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
• Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
• TikTok:@SugarMammaTV
• YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
• Website:SugarMammaTV.com
• Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

See omnystudio.com/listener for privacy information.