The YNAB Podcast

Big Goals? Check. In the Meantime...

Jul 29, 2024

07:10

Snipd AI

Jesse, a financial planning expert and founder of YNAB, discusses the art of balancing big financial goals with the pleasures of daily life. He emphasizes that it's perfectly fine to indulge in spending while working toward long-term aspirations. The conversation highlights the importance of enjoying the journey rather than just focusing on the destination. Jesse’s insights encourage listeners to embrace life’s moments while still being mindful of their financial health.

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Quick takeaways

Embracing enjoyable spending is essential for a fulfilling life, even while striving to achieve significant financial goals.

Effective money management requires balancing the priorities of debt repayment with the enjoyment of meaningful experiences and purchases.

Deep dives

Prioritizing Joyful Spending

Experiencing joy in spending is vital, even during financial struggles. Instead of waiting until debt is paid off or financial goals are met, it’s important to embrace enjoyable purchases as part of life. For instance, individuals can balance paying off debt while also making meaningful memories—like spending time with family or enjoying hobbies. This perspective encourages a more fulfilling relationship with money, allowing for enjoyment amidst the journey of financial responsibility.

Balancing Financial Goals and Life Enjoyment

7min

Big financial goals are great. It's what we live for at YNAB! But, life happens in between those big goals, and Jesse reminds you that it's ok to spend some money "in the meantime."

Got a question for Jesse? Send him an email:

askjesse@ynab.com

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