Real Estate Rookie

Yes, You Should Start Lowballing Offers (Buyers in Control!) (Rookie Reply)

Nov 14, 2025
The hosts dive into the benefits of lowballing offers in a slowing housing market. They discuss creative partnerships when buying multifamily properties, including loans and legal considerations. Strategies for assessing seller motivation are also explored. One investor shares how to leverage private money for rapid expansion in real estate. Listeners will learn about justifying low offers and the importance of clear partnership agreements. Don't miss their insights on maximizing cash flow through smart investment decisions!
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ANECDOTE

Sister Used FHA While Both Owned Property

  • Ashley bought a multifamily with her sister where the sister was on the FHA mortgage and both were on the deed.
  • Ashley gifted the down payment and signed a gift letter so her sister did not have to repay the funds.
ADVICE

Shop Lenders And Check Fund Seasoning

  • Shop multiple lenders to see what loan products fit a primary-residence multifamily with shared capital.
  • Confirm seasoning rules for gifted or contributed funds before transferring money between partners.
ADVICE

Avoid LLC For Primary-Residence Financing

  • Do not expect to buy a primary residence in an LLC and still get standard consumer financing.
  • Consider commercial or DSCR financing if you want an entity to hold the title, but expect worse terms.
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