The Daily Churn
Ep 70 - August Recap: $2,269 + 127K Points
Sep 6, 2024
Dive into the world of credit card churning as hosts dissect hot offers from Chase and US Bank. Discover savvy hacks for maximizing savings through referral bonuses and discounts. Unpack issues with Pepper's gift card resale platform and its implications. Get tips on navigating meal kits for even more savings. Plus, enjoy insights on recent health-related perks and free food deals from popular eateries. It's a treasure trove of financial wisdom and practical strategies you won't want to miss!
50:55
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Quick takeaways
- Strategically churning credit cards, particularly with Chase's lucrative offers, can significantly enhance rewards and bonuses during application processes.
- Maximizing discounts through healthcare hacks and meal kit promotions illustrates creative approaches to saving money in everyday expenses.
Deep dives
Chase Apparama Strategies
Maximizing credit card offers through strategic applications, particularly with Chase, is discussed extensively. The speaker highlights a recent push to take advantage of the lucrative Chase credit card offers, including a 120,000 point bonus for the Chase Inc. Preferred card and referrals now yielding only 20,000 points, down from 40,000. Notably, Chase allows multiple applications on the same day to incur only a single hard credit pull, facilitating frequent churning. The speaker shares insights on improving approval odds by proactively reducing credit limits on existing cards before submitting new applications.
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