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The Daily Churn
Ep 70 - August Recap: $2,269 + 127K Points
Sep 6, 2024
Dive into the current landscape of credit card and bank offers, including a juicy $900 bonus from Chase. Discover the future of the Pepper gift card platform and how to navigate its perks. Uncover clever hacks for free food and discounts at popular retailers like Chipotle and Chick-fil-A. Learn about meal kit savings and tips for maximizing loyalty programs. Plus, hear about significant travel points earned and exciting plans for more bank bonuses ahead!
50:55
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Quick takeaways
- Strategically churning credit cards, particularly with Chase's lucrative offers, can significantly enhance rewards and bonuses during application processes.
- Maximizing discounts through healthcare hacks and meal kit promotions illustrates creative approaches to saving money in everyday expenses.
Deep dives
Chase Apparama Strategies
Maximizing credit card offers through strategic applications, particularly with Chase, is discussed extensively. The speaker highlights a recent push to take advantage of the lucrative Chase credit card offers, including a 120,000 point bonus for the Chase Inc. Preferred card and referrals now yielding only 20,000 points, down from 40,000. Notably, Chase allows multiple applications on the same day to incur only a single hard credit pull, facilitating frequent churning. The speaker shares insights on improving approval odds by proactively reducing credit limits on existing cards before submitting new applications.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode