The Daily Churn

Ep 70 - August Recap: $2,269 + 127K Points

Sep 6, 2024
Dive into the world of credit card churning as hosts dissect hot offers from Chase and US Bank. Discover savvy hacks for maximizing savings through referral bonuses and discounts. Unpack issues with Pepper's gift card resale platform and its implications. Get tips on navigating meal kits for even more savings. Plus, enjoy insights on recent health-related perks and free food deals from popular eateries. It's a treasure trove of financial wisdom and practical strategies you won't want to miss!
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ADVICE

Chase App-o-Rama Tips

  • Apply for multiple Chase Ink business cards on the same day to combine hard pulls.
  • Message Chase beforehand to reduce credit limits on existing cards, increasing approval odds.
ANECDOTE

Chase App-o-Rama Experience

  • Speaker 0 got approved for two Chase Ink Preferred cards in one day using a P2 referral and recon.
  • A $13,000 initial credit limit signaled higher approval odds, while $5,000 suggested reaching the limit.
ADVICE

Leveraging Referrals and Bank Accounts

  • Refer family members to Chase Ink cards for bonuses, especially during high-offer periods. Consider the potential risks and benefits of opening Chase bank accounts alongside credit cards.
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