Directed IRA Podcast 5 Creative Real Estate Investment Strategies with Your IRA - (We Bet You’ve Never Heard Before)
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Sep 8, 2025 Discover five innovative ways to invest in real estate using a self-directed IRA, going beyond simple cash purchases. Learn about unique strategies like seller financing, subject-to deals, and the Roth Dream Home Takeover, which offers a tax-free path to your future retirement home. The hosts provide real client examples and stress the importance of compliance to boost your investment returns. They also discuss leveraging partnerships and the thrilling opportunities at the Alt Asset Summit for aspiring investors.
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Acquisition Strategy Beats Cash-Only Thinking
- An acquisition strategy is how you structure the purchase, not the asset class itself.
- Using seller financing or a non-recourse bank loan lets an IRA buy more properties with the same cash and increase long-term ROI.
Avoid Personal Guarantees On IRA Loans
- When using seller financing or bank debt with an IRA, never personally guarantee the loan.
- Ensure any loan is non-recourse to avoid prohibited transactions.
Wholesale Contracts Inside A Roth
- Use wholesaling with your IRA to tie and assign contracts when you lack funds to buy outright.
- Do the deal inside a Roth IRA to keep profits tax-free on distribution.