Directed IRA Podcast

Discover the “Match and Out” approach to maximizing retirement savings. Learn how to coordinate employer 401(k) matches, Roth IRAs, backdoor Roth contributions, Solo 401(k)s, HSAs, and spousal participation. The discussion also explores side-business income, advanced contribution strategies, and year-end planning for building a disciplined, tax-advantaged retirement system.

Explore the top questions surrounding self-directed IRAs, from investing in real estate, private companies, crypto, and lending to navigating prohibited transactions and disqualified persons. Learn about LLCs, account costs, transfers, rollovers, Solo 401(k)s, HSAs, Roth IRAs, and combining family retirement funds for alternative investments.

Ankur Nagpal, entrepreneur, Carry founder, and General Partner at USVC, explores venture capital and startup investing through retirement accounts. Discover how self-directed IRAs can access private companies, why diversified venture funds may matter, and how Roth accounts, IRA rules, liquidity, valuation, and investment risks shape private-market strategies.

Roth IRA or Roth 401(k)? This comparison explores five costly differences, from income limits and contribution caps to employer matching, early access, investment choices, and rollovers. It also covers self-directed investing in real estate and private companies, plus a three-step funding strategy for using both accounts together.

ROBS and Self-Directed IRAs offer different paths to using retirement funds for business ownership. This discussion explores buying a franchise, working in an IRA-owned business, prohibited transactions, Roth strategies, tax tradeoffs, compliance demands, and the ongoing costs of ROBS. It also covers Solo 401(k) loans and the famous Peter Thiel PayPal investment.

Kris Kjolberg, Managing Director & Head of Capital Strategy at Pravati Capital, is an experienced litigation finance professional. He explains how litigation finance works and contrasts single-case funding with law-firm portfolio lending. Listens cover why banks avoid this space, potential yield ranges, underwriting and risk factors, and how these investments can fit into a self-directed IRA.

They unpack the Rule of 72 and how to estimate when an investment will double. Compounding is illustrated with vivid analogies to show long-term effects. Listeners hear comparisons of different rates of return and the huge gaps small ROI differences create. The episode highlights tax drag, tax-advantaged accounts, and the broader investment choices available through self-directed retirement accounts.

Ryan Tosto, a senior attorney at KKOS Lawyers who advises on estate planning and beneficiary-designation strategies. He and Mat unpack spousal rollovers versus inherited IRAs. They highlight the 10-year rule, differences between Traditional and Roth inherited accounts, using trusts as beneficiaries, and handling illiquid assets like real estate in inherited retirement accounts.

A lively comparison of Roth IRA and Roth 401(k) basics, contribution limits, and withdrawal rules. The hosts debate employer matches, loan options, and income phase-outs. They explain the backdoor Roth strategy for high earners and how to use both accounts together. The conversation highlights self-directed Roth investing in real estate, private companies, and crypto.

Looking to take more control of your retirement investments? Directed IRA helps investors diversify beyond traditional stocks and mutual funds by investing retirement funds into alternative assets like real estate, private funds, private lending, startups, crypto, and more. Schedule a call to get started: https://directedira.com/appointment/We've also published a detailed breakdown of the proposed legislation and what it could mean for self-directed IRA investors:https://directedira.com/new-legislation-targeting-self-directed-iras/Self-directed IRAs have helped investors build wealth by investing in alternative assets like real estate, private companies, private lending, crypto, and more. Now, a newly proposed bill in Washington, D.C. has sparked concerns about the future of retirement accounts.In this video, we break down the proposed legislation, why it was introduced, who it targets, and what it could mean for self-directed IRA investors. We also discuss what the proposal does not change, including the ability to continue self-directing your retirement account under current law.Whether you're already investing with a self-directed IRA or just exploring your options, this episode will help you understand the facts behind the headlines and what to watch as the proposal moves through Congress.In this video, you'll learn:• What the proposed legislation aims to change• Who could be affected by the bill• Why retirement accounts over $10 million are being targeted• What remains unchanged for most self-directed IRA investors• What to keep an eye on as the proposal developsFollow for more education on self-directed IRAs, alternative investments, and retirement strategies to help you invest with confidence.For questions or to learn more about this episode's topic, book a call with an IRA specialist here: https://directedira.com/appointment/Interested in learning more about alternative investments? Join us this year at the Alternative Asset Summit October 22 & 23, where you'll hear from industry experts and connect with like-minded investors exploring new ways to build wealth: https://altassetsummit.com/Other:Mat Sorensen: https://matsorensen.comMark J. Kohler: https://markjkohler.com/ KKOS Lawyers: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com