Section 1: Internal Rate Return

The first section of the podcast focuses on the internal rate return, which represents the growth of a life insurance policy. By utilizing a calculator, individuals can compare different policies and understand the actual growth rate. The internal rate return accounts for factors such as long-term growth and other relevant factors, providing a more accurate representation. It is highlighted that life insurance offers a tax-free growth, making it a beneficial option when compared to other assets that are subject to taxes. The calculator takes into account the internal rate return, taxes, and other inputs to determine the required interest to maintain the life insurance rate of return.