The Ramsey Show Take Back Your Money in 2026
Jan 17, 2026
Jade Warshaw, a personal finance coach and author, shares her inspiring journey from $460K in debt to financial freedom. She emphasizes the importance of having a strong 'why' and a flexible budgeting plan. Jade explains essential budgeting traits and how to build resilience against economic uncertainty. Together with Dave Ramsey, they unravel the Baby Steps to transform finances and highlight success stories from users of the EveryDollar app. This conversation is packed with practical tips to reclaim your financial future!
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Noise Doesn’t Equal Reality
- Noise and doom narratives make people feel the American dream is unattainable.
- Dave Ramsey argues data and historical context show opportunity still exists.
Build A Practical Monthly Budget
- Create a monthly budget that is detailed, realistic, and flexible.
- Review and update it every month to adapt to changing expenses.
Made Millions, Lost It All
- Dave Ramsey recounts buying and selling real estate early and becoming a millionaire by 26.
- He later lost it all, illustrating how leverage and poor structure caused collapse.
