19 Things I Wish I Knew In My 20's (That I know In My 30s!)
Jul 3, 2024
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In this podcast, the host discusses 19 valuable lessons learned in their 30s that they wish they knew in their 20s. Topics include building wealth, learning from failures, personal growth, seeking advice from elders, and avoiding regrets in life. The episode also features sponsorship messages from companies like Shopify, Monarch Money, Fundrise, Indeed, Policy Genius, and Chime.
49:27
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Quick takeaways
Focus on building skills and relationships in your twenties to accelerate wealth in thirties.
Tailor spending to align with personal values for fulfillment and financial stability.
Make incremental adjustments over time for sustainable personal growth and financial stability.
Deep dives
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Prioritize Income Growth for Wealth Building
In your twenties, focus on building skills and relationships to grow income, crucial for accelerating wealth in your thirties. Most individuals in their twenties may not earn much initially, showcasing apparent wealth through debt often leads to financial instability. Learning negotiation skills and side hustles can be pivotal for income growth.
Manage Finances Based on Spending Values
Spending on activities aligned with personal values enhances fulfillment and avoids empty expenses. Tailoring spending to resonate with essential values enables a purpose-driven financial outlook. Aligning expenses with core values often leads to long-term satisfaction and financial contentment.
Gradually Implement Lifestyle Changes for Long-Term Impact
Making incremental adjustments over time, such as modestly decreasing expenses or enhancing fitness regimens, fosters sustainable transformations. Gradual changes ensure a smoother transition, supporting lasting habits and positive outcomes. Sustainable modifications lead to personal growth and financial stability.
Focus on Controllable Aspects for Personal Success
Emphasize actions within your control to drive personal and financial achievements. By concentrating on manageable factors, such as budget management and skill enhancement, individuals can navigate challenges effectively. Prioritizing controllable variables empowers proactive decision-making and goal attainment.
In this episode of the Personal Finance Podcast, we're going to talk about we're going to be talking through 19 things I wish I knew in my 20’s (That I now know in my 30’s).
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