If you’ve got champagne taste on a beer budget, this is your wake-up call! George and Rachel share their hot takes on things people do that scream, “I’m bad with money!” If any of this sounds familiar to you, don’t panic. Stick around for smart money advice—and even a cocktail you can afford.

In this episode:

· George’s hot takes on babies in designer clothes, broke people getting tattoos, and “shopping” at Rent-A-Center

· Why an “I can afford the payments” mentality is risky

· Encouragement that it’s not too late to develop a smart money mindset

Helpful Resources:

· Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.

· Start making memories. Get Telestrations at Walmart or wherever you buy board games.

· Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.

· Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

· Pre-order George’s new book, Breaking Free From Broke, today!

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

This Week’s Happy Hour Special: Neptune’s Gardens

Recipe by @speakeasieruk

Ingredients:

· 1 1/2 ounces tequila

· 3/4 ounce lime juice

· 1/2 ounce elderflower liqueur

· 1/2 ounce blue curacao

· 1 egg white

Instructions: Combine the ingredients in cocktail shaker and shake well. Strain it into a chilled glass and enjoy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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