The Ramsey Show

Your Feelings Don’t Build Wealth — Discipline Does

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Apr 30, 2025
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ADVICE

Full Financial Transparency Essential

  • Don't marry someone without full financial transparency between you.
  • Secrets about wealth create mistrust and harm relationships permanently.
ADVICE

Motivate With Why, Not What

  • Motivate your reluctant spouse by focusing on why, not what.
  • Share dreams of a better future to build shared intensity in money goals.
ADVICE

Settle Debts With Lump Sum

  • If sued for debt you can't pay, negotiate a settlement offering a lump sum less than the total.
  • Work extra jobs to raise the money but get a written agreement before paying.
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