On The Market

Trump’s Housing Proposals Could Work, There’s Just One Big Problem

9 snips
Jan 20, 2026
The podcast dives into the housing market crisis and the Trump administration's proposals to enhance affordability. It explores the practicality of 50-year and portable mortgages, along with the potential ban on institutional investors. While some ideas could offer localized benefits, the discussion highlights critical pitfalls that could lead to market bubbles. Dave Meyer also shares his own investment strategy, addressing the balance between market correction and policy intervention, ultimately questioning whether true affordability can be achieved.
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INSIGHT

Three Root Causes Of Housing Unaffordability

  • U.S. housing unaffordability stems from three big drivers: underbuilding, millennial demand, and a long period of cheap money.
  • These structural forces matter far more than headlines blaming investors or short-term causes.
INSIGHT

Trump's Plans Are Mostly Demand-Side

  • The Trump administration's proposals cluster as demand-side solutions like portable mortgages, 50-year loans, MBS purchases, and banning institutional buyers.
  • These aim to boost who can buy rather than increase the number of homes available.
INSIGHT

Targeted Bans Could Help Local Markets

  • Banning institutional buyers could help in specific local markets where they concentrate, but has limited national impact.
  • It may prevent institutional expansion that would further reduce inventory in hot metros.
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