Marriage Kids and Money: Personal Finance for Families Coast FIRE w/ $300k by 30 | Anders Skagerberg (BEST OF MKM)
Dec 24, 2025
Anders Skagerberg, a financial advisor who achieved Coast FIRE in his early 30s, shares his strategies for financial independence. He discusses how his family prioritizes flexibility and time over aggressive saving. Anders explains their investment structure, focusing on tax diversification, and the importance of open communication about finances with his wife. He emphasizes that taking a Coast FIRE exit allows for enjoying life now while investments grow. For those curious about this path, he suggests calculating your Coast FIRE number as a first step.
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Power Of Early Compound Growth
- Anders shows $322,000 invested can grow to $1.7M by 65 with a 5% real return.
- Small differences in returns (1%) change outcomes materially, widening the range to about $2.3M.
Personal Origins Of Their FIRE Journey
- Anders started investing in his early 20s driven by dislike for his job and memories of his parents' losses in 2008–2009.
- His wife began investing as a child thanks to her dad, which boosted their combined progress toward Coast FIRE.
Create Tax-Diversified Accounts
- Build tax diversification across taxable, pre-tax, and Roth accounts to maximize flexibility in retirement.
- Aim for roughly one-third in each tax bucket as you continue contributing toward financial independence.