
Marriage Kids and Money: Personal Finance for Families
The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams! Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth. Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective. With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously. Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report. Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
Latest episodes

Jul 1, 2025 • 44min
How Billionaire Investors Win in Markets and Life | William Green
What do the world’s greatest investors know that the rest of us don’t?
In this episode, we sit down with William Green, author of Richer, Wiser, Happier, to uncover the timeless principles he's learned from interviewing legends like Charlie Munger, Howard Marks, and Bill Miller.
Rather than chasing hot tips or quick wins, William reveals how traits like emotional control, simplicity, and avoiding big mistakes can help you build wealth—and a more meaningful life.
We discuss the difference between gambling and investing, the wisdom of indexing for most families, and why subtracting noise can lead to clarity and success. Whether you're just starting out or well along your financial journey, this conversation offers valuable takeaways for life and money.
If you want to become richer, wiser, happier, this episode with William Green is a must-listen.
RESOURCES:
Sponsors + Partners + Deals
Richer, Wiser, Happier (book): https://amzn.to/4kkLq2e (affiliate)
Chapters
00:00 – Timeless wisdom and survival in investing
01:00 – Introduction to William Green and his journey
03:30 – The surprising philosophical nature of top investors
06:00 – Learning from failure: The Bill Miller story
08:30 – The power of accepting impermanence (Mujo & Howard Marks)
11:30 – Gambling vs. investing: Lessons from a young William
14:30 – The Buffett playbook and indexing for most families
18:00 – The art of subtraction and simplifying your financial life
22:00 – Defining a rich life: Health, relationships, peace of mind
25:00 – Charlie Munger’s key principle: Invert, always invert
28:30 – How to survive financial storms: Diversify and avoid leverage
32:00 – Dogged incremental progress and being “number one-ish”
36:00 – William’s biggest takeaway from 25 years of interviews
38:00 – Where to find Richer, Wiser, Happier and his podcast
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 24, 2025 • 45min
How to Choose a 529 Plan (For Your Child's Future College Expenses)
In this two-part episode, we’re diving into strategies for building wealth as a modern parent.
First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she’s a proud 529 mom herself. If you’ve been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance.
Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang’s story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking.
Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration.
EPISODE RESOURCES
Nectarine (Advice Only Financial Planners): https://marriagekidsandmoney.com/nectarine (affiliate)
The Wealthy Parent: https://thewealthyparent.com
Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate)
Save My Cents (Shang Saavedra's Website): https://savemycents.com/
CHAPTERS
00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 19, 2025 • 43min
How I Earn $12k Per Month As A Freelance Writer | Colin Graves
In this inspiring Solopreneur Life segment, Andy Hill sits down with Colin Graves—a former bank manager turned full-time freelance writer and editor. Colin shares how a toxic workplace pushed him to reevaluate his career and ultimately build a thriving solo business making over $150,000 per year.
Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment.
If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement.
EPISODE RESOURCES:
Sponsors + Partners + Deals
Colin Graves (website): https://colingraves.com
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
CHAPTERS
00:00 – Life after corporate: Embracing flexibility
00:16 – Meet Colin Graves: From bank manager to solopreneur
01:40 – A toxic boss sparked the journey
03:22 – Starting with blogging and side hustles
05:20 – Defining a vision with his wife
06:30 – Turning freelance writing into a real business
08:45 – Putting in the hours and finding "comfortable torture"
10:18 – Landing multiple clients at FinCon
12:45 – Making the leap to full-time solopreneur
14:30 – Life after quitting the 9-to-5
16:30 – How freelance writers earn income
17:25 – Income breakdown: $150K/year as a solopreneur
18:20 – Time management and weekly hours
20:33 – Taking spontaneous family trips
22:00 – What new freelance writers can expect to earn
24:15 – Why $500/month from freelancing is powerful
26:07 – Favorite solopreneur tool: Wise
27:30 – Outsourcing help and using ChatGPT
30:27 – His biggest mistake: Getting too comfortable
32:50 – Life outside work: music, biking, and disc golf
34:23 – Rethinking retirement as a solopreneur
36:29 – How to connect with Colin and get coaching
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 17, 2025 • 42min
Coast FIRE vs. Traditional Retirement: Which Path is Right for YOU?
Coast FIRE is when you've saved enough for retirement that you no longer need to contribute—just cover your current expenses and coast. But how does it really compare to traditional retirement? We'll break down the pros and cons of both so you can decide which path fits your family's lifestyle and financial goals best.
Next, we’re back with our Coast FIRE Family segment. This month, we’re featuring Jason Edwards from Rhode Island. Jason and his wife Amber reached Coast FIRE with $1.2 million invested. He shares how they did it, the role adoption played in their journey, and how they're now focusing on building generational wealth.
Lastly, my son Calvin joins me for another “Good Word” segment. With school wrapping up, we're talking about generosity, favorite teachers, and celebrating the good in the world—because sometimes, you just need a little positivity.
Resources Mentioned:
Coast FIRE Calculator
Crunch your numbers and find out how close you are to achieving Coast FIRE:
👉 marriagekidsandmoney.com/calculators/coast-fire
Empower
Track your net worth and financial progress for free:
👉 marriagekidsandmoney.com/empower
Monarch Money
Budget and plan your financial goals as a couple:
👉 marriagekidsandmoney.com/monarchmoney
Nectarine Financial
Get fee-only, fiduciary advice with no product pitches:
👉 marriagekidsandmoney.com/nectarine (or include affiliate link if available)
Podcast Chapters:
00:00 – Introduction: What Retirement Means to You
01:00 – Segment 1: Coast FIRE vs. Traditional Retirement
09:00 – Planning Your Retirement: Tools and Tips
12:50 – Segment 2: Jason Edwards' Coast FIRE Journey
13:45 – Jason’s Investment Strategy & Net Worth Breakdown
20:25 – Work, Income, and Family Expenses
24:00 – Adoption and Raising a Child
25:50 – Experiences Over Excess: Jason’s Retirement Philosophy
27:30 – Generational Wealth and Legacy Goals
29:45 – Advice for Future Coast FIRE Achievers
30:59 – Segment 3: A Good Word with Calvin Hill
33:00 – A Story of Student Generosity and Apple’s Support
34:15 – Celebrating Great Teachers
35:45 – Final Thoughts and Quote of the Day
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 10, 2025 • 42min
How One Index Fund Can Make You a Millionaire | JL Collins
Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy.
RESOURCES:
Sponsors + Partners + Deals
The Simple Path to Wealth (book): https://amzn.to/3ZBDGS2 (affiliate)
Chapters
00:00 – The Simplest Investing Advice You’ll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL’s Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It’s Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 5, 2025 • 34min
Pat Flynn: Achieve More By Learning Less (Solopreneur Life)
Andy Hill sits down with bestselling author and digital entrepreneur Pat Flynn to discuss how "lean learning" can help overwhelmed parents and solopreneurs cut through the noise, focus on what really matters, and take meaningful action. Pat shares how absorbing less information — but more intentionally — can lead to quicker progress, stronger results, and more time for what truly matters: family, health, and creativity.
Whether you're starting your first business, juggling multiple podcasts, or just looking to reclaim some peace of mind, Pat’s approach to learning less but achieving more might be just the antidote you need.
Resources:
Sponsors + Partners + Deals
Lean Learning (book): https://amzn.to/3Hs6JkG (affiliate)
Chapters
00:00 – Introduction to Lean Learning and Overcoming Information Overload01:40 – Meet Pat Flynn: Entrepreneur, Author, Father, and Back to the Future Fan04:12 – How Information Obesity is Slowing Us Down06:25 – What is Lean Learning? A Golf Story That Explains It All08:26 – Public Speaking, Force Functions, and Learning One Skill at a Time10:42 – The Microsoft Word Ebook That Made $200K: Just-in-Time Learning in Action12:42 – The Double Meaning of “Lean” and the Power of Focus13:50 – What Should Solopreneurs Do With Their Newfound Time?14:55 – The “One-One-One” Strategy for Starting a Business17:09 – Solopreneur Pitfalls: Fear, Procrastination, and Why We Over-Plan19:10 – Fishing with One Jig: A Metaphor for Mastery21:17 – Alternatives to Information Overload While Driving or Exercising23:36 – Why Taking Action > Passive Learning25:37 – Where to Find Pat’s Book “Lean Learning”27:00 – Why Focusing on One Project at a Time Delivers Faster Results29:00 – Wrap-Up and Final Thoughts
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 3, 2025 • 44min
Pay Off The Mortgage, Save or Invest?
Samme from Chicago recently became debt free. She and her husband now have extra money. Should they pay off their mortgage, save or invest? Andy shares his thoughts.
Andy also interviews Brittany Flammer, a financial coach, YouTuber, and mom of five, who has grown her family’s net worth to over $850,000 by age 39—despite a modest household income.
👩👧👦 Brittany shares:
How she and her husband prioritized financial freedom over flashy spending
The smart money habits that helped them grow their net worth on an average of $40K/year
How they're raising financially capable kids without fully funding college
Why giving, budgeting, and intentionality have been cornerstones of their success
Their roadmap to becoming millionaires soon
Last but not least, Andy's son Calvin Hill joins for a Money Quiz. They are covering school coming to a close, net worth topics and enjoying summer.
EPISODE RESOURCES:
Sponsors + Partners + Deals
Brittany Flammer (website): https://brittanyflammer.com/
CHAPTERS
00:00 – Use Your Money According to Your Values00:25 – Welcome & Today’s Three-Part Show Outline01:00 – Listener Question: Mortgage vs. Saving vs. Investing02:24 – Sam’s Voicemail: Conflicted About Mortgage Strategy03:20 – Breaking Down the 3 Options: Save, Invest, or Pay Off Mortgage05:45 – How Much Emergency Savings is Enough?07:30 – Coast FIRE Explained & Retirement Account Strategy09:50 – When and Why to Pay Off Your Mortgage11:30 – Step-by-Step Financial Independence Roadmap12:38 – Net Worth Win Segment: Brittany Flammer Interview13:40 – Brittany’s Motivation: Security & Freedom15:00 – Building Wealth on a Modest Income16:45 – Saving, Budgeting, and Investing from the Start18:30 – Net Worth Breakdown: Cash, Investments, and Home Equity20:15 – Reaching $858K Net Worth and Nearing $1M21:00 – Generational Wealth: Teaching Kids About Money24:45 – Budgeting, Saving, and College Planning with 5 Kids27:00 – Teaching Generosity and the Habit of Giving29:45 – Advice for Others: Just Get Started30:59 – Where to Connect with Brittany Flammer31:40 – Money Quiz Segment with Calvin34:50 – Calvin's Money Lessons and Omnifix Cubes35:35 – What Is Net Worth? Calvin’s $11K at Age 1137:40 – How Many Days Are in Summer Vacation?38:20 – Final Quote & Show Wrap-Up
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 27, 2025 • 43min
Student Loan Default Collections Resume. What Does This Mean?
In this episode of the Marriage Kids and Money Podcast, Andy Hill is joined by Robert Farrington and Jordan Biesinger to explore two powerful financial topics: tackling student loan debt and achieving Coast FIRE.
First, Robert Farrington, founder of The College Investor, shares urgent updates on the resumption of student loan default collections, what borrowers need to know right now, and smart strategies for managing debt amid confusing government changes.
Then, we switch gears with Jordan Biesinger, a Coast FIRE success story. Jordan and his wife hit Coast FIRE in their 20s and chose to move to China for a simpler, more financially free life. He shares exactly how they did it—and how you can too.
EPISODE RESOURCES
Robert Farrington (Website): https://thecollegeinvestor.com
Jordan Biesinger (YouTube): https://youtube.com/@BiesingerFIREJourney
CHAPTERS
00:00 - Intro01:30 - The Return of Student Loan Collections02:50 - What Happens If You Default on Student Loans04:20 - Forbearance vs. Default: Key Differences05:45 - Don’t Count on Future Forgiveness07:00 - The Trillion-Dollar Student Loan Problem08:00 - The SAVE Plan: Dead or Alive?09:40 - Using the Forbearance Window Wisely10:40 - Alternatives to the SAVE Plan12:00 - How to Find Out Who You Owe13:40 - Increasing Income and Cutting Big Expenses15:45 - Is College Still a Smart Investment?18:00 - The ROI Reality of a College Degree19:30 - Where to Find More Help from The College Investor21:00 - Coast Fire Family: Jordan’s Journey Begins21:45 - The Coast Fire 5 with Jordan23:00 - How Real Estate and Frugality Fueled Their FIRE25:30 - From Student Loans to Coast FIRE27:00 - Index Funds and Simple Investing28:30 - Income Growth Through Career and Side Hustles30:00 - Life and Work Abroad After Coast FIRE31:30 - Investing Beyond Retirement32:30 - Teaching Financial Literacy to the Next Generation33:45 - Why They Chose to Move to China35:30 - Coast FIRE as a Path to Flexibility and Healing36:30 - Life in China and Living Simply37:30 - Final Advice for Achieving Coast FIRE
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

May 20, 2025 • 44min
Time Is Finite So Act Like It (Bread & Wine)
We all know time is a finite resource. Why do we keep overallocating our time? It all feels like too much of what we're supposed to do and not enough of what we want to do.
In this Bread & Wine episode, Andy and Nicole discuss how their time has been swallowed up recently, how they are fighting back, and how you can own your time, too.
MKM RESOURCES
**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Kayli Johnson
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

May 13, 2025 • 30min
Fear Is A Great Motivator to Invest | Sam Dogen (Financial Samurai)
Sam Dogen, founder of Financial Samurai and author of Millionaire Milestones, shares how fear can be a powerful motivator in achieving financial independence. He reveals how he transitioned from a high-stress Wall Street job to pursue early retirement, turning financial anxiety into a wealth-building strategy. Sam discusses effective saving rates, investment strategies beyond the 401(k), and emphasizes the importance of teaching kids financial literacy. His insights inspire families to face economic fears with proactive financial actions.