

Marriage Kids and Money: Personal Finance for Families
Andy Hill
The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams! Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth. Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective. With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously. Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report. Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
Episodes
Mentioned books

Jul 24, 2025 • 37min
How to Earn $10k/Month As A YouTuber | Denis Trufin
What does it take to quit your job and earn a full-time income on YouTube? 💻 Denis Trufin went from working in retail to building a YouTube business that now generates over $10,000/month — most of it passively.
In this episode, Denis shares how he grew multiple YouTube channels, why evergreen content is his secret weapon, and what solopreneurship really looks like behind the scenes.
✅ You’ll Learn:
How Denis got started (and what failed)
When he realized YouTube could replace his day job
4 ways YouTubers actually make money
What a typical week looks like as a solo creator
His top advice for beginners (and what mistakes to avoid)
Whether you're dreaming of leaving your 9–5 or growing your side hustle, Denis's journey is packed with tips, transparency, and inspiration.
Resources:
Sponsors + Partners + Deals
TruFinancials (Denis's YouTube Channel): https://www.youtube.com/TruFinancials
YouTube Passive Income Podcast (Denis's Podcast): https://podcasts.apple.com/nz/podcast/youtube-passive-income-by-ranking/id1735315505
Chapters
00:00 – Why Most People Quit Too Early
00:22 – Introduction to Denis Trufin and His YouTube Journey
01:00 – How a Lack of Time Control Sparked His Entrepreneurial Drive
01:56 – Early Attempts and Failures on YouTube
03:00 – Personal Finance Channel Launch and Initial Struggles
03:36 – Earning Ad Revenue After 7–8 Months
04:15 – Working in Retail Before YouTube
05:08 – The Moment Denis Decided to Quit His Job
07:06 – How His Immigrant Parents Inspired Him
07:40 – What Solopreneurship Means to Denis
08:41 – Using Content to Help Others With Finances
09:58 – Four Ways to Make Money on YouTube
11:31 – What Makes Up Denis’s YouTube Income
12:16 – Making $10K/Month Through Mostly Passive Income
14:03 – Why Evergreen Content Wins Over Trendy Topics
15:48 – Is $10K Enough for a Comfortable Life?
17:00 – Typical Work Week as a Full-Time YouTuber
18:50 – How Long It Takes to Succeed on YouTube
21:00 – Do You Need Passion to Start a Channel?
21:30 – The Power of Evergreen and Staying Niche
22:40 – Solopreneur High Five: Favorite Tools
23:55 – Outsourcing to Stay Focused
25:11 – Biggest Mistake: Not Niching Down Sooner
27:10 – Life Outside of YouTube and Supporting a Nonprofit
28:34 – What Retirement Means to a Solopreneur
29:44 – Final Advice: Stick With It
30:25 – Where to Find Denis Trufin Online
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 22, 2025 • 42min
Is NOW a Good Time to Invest?
With so much market noise and doom-filled headlines, you might be wondering — is now actually a good time to invest? In today’s episode, we break down six compelling reasons why today could be the best day to start your investing journey.
📈 Also in this episode:
A Net Worth Win from Vinny in New Zealand, who grew his family’s net worth to over $1 million NZD by age 55
"Good Word" segment with my son Calvin about the health benefits of running and why it can add 12 years to your life
Whether you're just getting started with investing or need inspiration to stay on track, this episode will help you build wealth and strengthen your family tree!
Resources:
Sponsors + Partners + Deals
Own Your Time (Pre-order on Amazon): https://amzn.to/3ICXFKq
Own Your Time (Pre-order on Barnes & Noble): https://www.barnesandnoble.com/w/own-your-time-andy-hill/1147563897
PensionBee (sponsor): https://marriagekidsandmoney.com/pensionbee
Project Frugal (Vinnie Anglesey's YouTube Channel): https://www.youtube.com/ProjectFrugal
Good Word Article (Runner's World): https://www.runnersworld.com/uk/news/a45685364/running-help-you-live-longer/
Podcast Chapters:
00:00 – Intro
01:00 – Why Now Is a Good Time to Invest
02:29 – Reason #1: Waiting Could Cost You More
04:50 – Real Example: VFIAX Price Drops and Recovery
06:10 – Reason #2: No One Can Predict the Market
07:00 – Reason #3: The Market Rises in the Long Run
07:50 – Reason #4: Investing Favors Those Who Start Early
09:00 – Reason #5: You Might Already Be Investing
11:00 – IRAs, Rollovers, and Consolidation
11:51 – Reason #6: Dollar Cost Averaging Works
13:00 – When NOT to Invest: No Emergency Fund or High Interest Debt
15:00 – Net Worth Win: Vinny & Denise from New Zealand
17:00 – From Debt to Financial Transformation
20:00 – Partnering on the Budget as a Couple
22:30 – Net Worth Breakdown and Lean FIRE Goals
25:46 – How to Reach Lean FIRE in Four Years
27:38 – Monthly Net Worth Tracking: Vinny’s #1 Tip
28:30 – Project Frugal YouTube Channel
29:58 – The Good Word with Calvin Hill
30:57 – Good News: Running Can Add 12 Years to Your Life
35:50 – Time Ownership and Andy’s New Book
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 15, 2025 • 41min
How Money Trauma Starts in Childhood | Jessica Moorhouse
Andy Hill sits down with Jessica Moorhouse—accredited financial counselor, award-winning content creator, and author of Everything But Money—to explore the impact of money trauma and how our financial behaviors are often shaped by past experiences.
Jessica shares how both big T and little T traumas influence our financial decisions, the role of generational trauma in our money mindset, and how unhealed emotional wounds can lead to cycles of overspending, fear, and financial stress. She also opens up about her own personal journey of self-discovery, the power of therapy in reshaping her financial mindset, and actionable steps you can take to break free from unhealthy money patterns.
If you’ve ever felt anxiety, guilt, or shame around money, this conversation will help you unpack the past and move forward with financial confidence.
Listen now to start healing your money story!
RESOURCES:
Sponsors + Partners + Deals
Everything but Money (book): https://amzn.to/3Da02Cg (affiliate)
CHAPTERS:
00:00 – Introduction to the Episode
01:00 – What is Money Trauma?
02:26 – The Difference Between Big T and Little T Trauma
04:52 – How Trauma Affects Our Financial Decisions
07:00 – Childhood Money Trauma and How It Shapes Us
09:35 – Generational Trauma and Its Lasting Impact
12:07 – Can Money Trauma Be Used as Motivation?
16:17 – The Power of Therapy: EMDR & Internal Family Systems (IFS)
18:26 – Jessica’s Personal Experience with Childhood Trauma
24:32 – Mindfulness, Meditation, and Daily Practices for Healing
27:05 – Overcoming Negative Self-Talk and Imposter Syndrome
29:20 – One Small Step to Start Healing Money Trauma
30:20 – How Parents Can Avoid Passing Money Trauma to Their Kids
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course!
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 8, 2025 • 43min
Multi-Millionaire Wealth and Time Freedom Through Entrepreneurship | Grant Sabatier
In this episode, we sit down with Grant Sabatier, the author of Inner Entrepreneur, to explore how entrepreneurship can be a powerful path to financial independence, time freedom, and personal joy.
Grant shares his incredible journey from feeling stuck in corporate life to building multiple businesses, reaching financial independence by 30, and crafting a life centered around what he loves—including owning a bookstore and spending meaningful time with his family.
If you’re curious about starting a business, finding peace beyond just chasing money, or learning how to build an “empire” that truly fits your life, this is a must-listen conversation.
Resources:
Sponsors + Partners + Deals
Inner Entrepreneur (book): https://amzn.to/4l7v6D9 (affiliate)
Chapters
00:00 – Why People Get Stuck in Unfulfilling Careers
00:42 – Welcome to the Show & Introduction of Grant Sabatier
01:58 – Why Entrepreneurship is a Powerful Path to Financial Independence
04:08 – Is Now a Good Time to Start a Business?
07:40 – Using Entrepreneurship to Create Peace, Not Just Money
11:59 – Grant’s Journey: From Digital Marketing to Multi-Millionaire
14:24 – Selling Millennial Money and Building MMG Media Group
18:55 – Levels of Entrepreneurship: Solopreneur to Empire
23:17 – Avoiding Growth Traps & Building a Business That Fits Your Life
24:43 – A Typical Week in Grant’s Life as a Dad and Entrepreneur
29:40 – Parenting, Balance, and Being a Role Model for Your Kids
32:03 – Advice for Aspiring Entrepreneurs: Trust Yourself and Start Small
37:35 – Where to Find Grant’s Book “Inner Entrepreneur”
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 1, 2025 • 44min
How Billionaire Investors Win in Markets and Life | William Green
What do the world’s greatest investors know that the rest of us don’t?
In this episode, we sit down with William Green, author of Richer, Wiser, Happier, to uncover the timeless principles he's learned from interviewing legends like Charlie Munger, Howard Marks, and Bill Miller.
Rather than chasing hot tips or quick wins, William reveals how traits like emotional control, simplicity, and avoiding big mistakes can help you build wealth—and a more meaningful life.
We discuss the difference between gambling and investing, the wisdom of indexing for most families, and why subtracting noise can lead to clarity and success. Whether you're just starting out or well along your financial journey, this conversation offers valuable takeaways for life and money.
If you want to become richer, wiser, happier, this episode with William Green is a must-listen.
RESOURCES:
Sponsors + Partners + Deals
Richer, Wiser, Happier (book): https://amzn.to/4kkLq2e (affiliate)
Chapters
00:00 – Timeless wisdom and survival in investing
01:00 – Introduction to William Green and his journey
03:30 – The surprising philosophical nature of top investors
06:00 – Learning from failure: The Bill Miller story
08:30 – The power of accepting impermanence (Mujo & Howard Marks)
11:30 – Gambling vs. investing: Lessons from a young William
14:30 – The Buffett playbook and indexing for most families
18:00 – The art of subtraction and simplifying your financial life
22:00 – Defining a rich life: Health, relationships, peace of mind
25:00 – Charlie Munger’s key principle: Invert, always invert
28:30 – How to survive financial storms: Diversify and avoid leverage
32:00 – Dogged incremental progress and being “number one-ish”
36:00 – William’s biggest takeaway from 25 years of interviews
38:00 – Where to find Richer, Wiser, Happier and his podcast
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 24, 2025 • 45min
How to Choose a 529 Plan (For Your Child's Future College Expenses)
In this two-part episode, we’re diving into strategies for building wealth as a modern parent.
First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she’s a proud 529 mom herself. If you’ve been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance.
Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang’s story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking.
Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration.
EPISODE RESOURCES
Nectarine (Advice Only Financial Planners): https://marriagekidsandmoney.com/nectarine (affiliate)
The Wealthy Parent: https://thewealthyparent.com
Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate)
Save My Cents (Shang Saavedra's Website): https://savemycents.com/
CHAPTERS
00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 19, 2025 • 43min
How I Earn $12k Per Month As A Freelance Writer | Colin Graves
In this inspiring Solopreneur Life segment, Andy Hill sits down with Colin Graves—a former bank manager turned full-time freelance writer and editor. Colin shares how a toxic workplace pushed him to reevaluate his career and ultimately build a thriving solo business making over $150,000 per year.
Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment.
If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement.
EPISODE RESOURCES:
Sponsors + Partners + Deals
Colin Graves (website): https://colingraves.com
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
CHAPTERS
00:00 – Life after corporate: Embracing flexibility
00:16 – Meet Colin Graves: From bank manager to solopreneur
01:40 – A toxic boss sparked the journey
03:22 – Starting with blogging and side hustles
05:20 – Defining a vision with his wife
06:30 – Turning freelance writing into a real business
08:45 – Putting in the hours and finding "comfortable torture"
10:18 – Landing multiple clients at FinCon
12:45 – Making the leap to full-time solopreneur
14:30 – Life after quitting the 9-to-5
16:30 – How freelance writers earn income
17:25 – Income breakdown: $150K/year as a solopreneur
18:20 – Time management and weekly hours
20:33 – Taking spontaneous family trips
22:00 – What new freelance writers can expect to earn
24:15 – Why $500/month from freelancing is powerful
26:07 – Favorite solopreneur tool: Wise
27:30 – Outsourcing help and using ChatGPT
30:27 – His biggest mistake: Getting too comfortable
32:50 – Life outside work: music, biking, and disc golf
34:23 – Rethinking retirement as a solopreneur
36:29 – How to connect with Colin and get coaching
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 17, 2025 • 42min
Coast FIRE vs. Traditional Retirement: Which Path is Right for YOU?
Coast FIRE is when you've saved enough for retirement that you no longer need to contribute—just cover your current expenses and coast. But how does it really compare to traditional retirement? We'll break down the pros and cons of both so you can decide which path fits your family's lifestyle and financial goals best.
Next, we’re back with our Coast FIRE Family segment. This month, we’re featuring Jason Edwards from Rhode Island. Jason and his wife Amber reached Coast FIRE with $1.2 million invested. He shares how they did it, the role adoption played in their journey, and how they're now focusing on building generational wealth.
Lastly, my son Calvin joins me for another “Good Word” segment. With school wrapping up, we're talking about generosity, favorite teachers, and celebrating the good in the world—because sometimes, you just need a little positivity.
Resources Mentioned:
Coast FIRE Calculator
Crunch your numbers and find out how close you are to achieving Coast FIRE:
👉 marriagekidsandmoney.com/calculators/coast-fire
Empower
Track your net worth and financial progress for free:
👉 marriagekidsandmoney.com/empower
Monarch Money
Budget and plan your financial goals as a couple:
👉 marriagekidsandmoney.com/monarchmoney
Nectarine Financial
Get fee-only, fiduciary advice with no product pitches:
👉 marriagekidsandmoney.com/nectarine (or include affiliate link if available)
Podcast Chapters:
00:00 – Introduction: What Retirement Means to You
01:00 – Segment 1: Coast FIRE vs. Traditional Retirement
09:00 – Planning Your Retirement: Tools and Tips
12:50 – Segment 2: Jason Edwards' Coast FIRE Journey
13:45 – Jason’s Investment Strategy & Net Worth Breakdown
20:25 – Work, Income, and Family Expenses
24:00 – Adoption and Raising a Child
25:50 – Experiences Over Excess: Jason’s Retirement Philosophy
27:30 – Generational Wealth and Legacy Goals
29:45 – Advice for Future Coast FIRE Achievers
30:59 – Segment 3: A Good Word with Calvin Hill
33:00 – A Story of Student Generosity and Apple’s Support
34:15 – Celebrating Great Teachers
35:45 – Final Thoughts and Quote of the Day
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 10, 2025 • 42min
How One Index Fund Can Make You a Millionaire | JL Collins
Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy.
RESOURCES:
Sponsors + Partners + Deals
The Simple Path to Wealth (book): https://amzn.to/3ZBDGS2 (affiliate)
Chapters
00:00 – The Simplest Investing Advice You’ll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL’s Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It’s Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
HOW WE MAKE MONEY + DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 5, 2025 • 34min
Pat Flynn: Achieve More By Learning Less (Solopreneur Life)
Andy Hill sits down with bestselling author and digital entrepreneur Pat Flynn to discuss how "lean learning" can help overwhelmed parents and solopreneurs cut through the noise, focus on what really matters, and take meaningful action. Pat shares how absorbing less information — but more intentionally — can lead to quicker progress, stronger results, and more time for what truly matters: family, health, and creativity.
Whether you're starting your first business, juggling multiple podcasts, or just looking to reclaim some peace of mind, Pat’s approach to learning less but achieving more might be just the antidote you need.
Resources:
Sponsors + Partners + Deals
Lean Learning (book): https://amzn.to/3Hs6JkG (affiliate)
Chapters
00:00 – Introduction to Lean Learning and Overcoming Information Overload01:40 – Meet Pat Flynn: Entrepreneur, Author, Father, and Back to the Future Fan04:12 – How Information Obesity is Slowing Us Down06:25 – What is Lean Learning? A Golf Story That Explains It All08:26 – Public Speaking, Force Functions, and Learning One Skill at a Time10:42 – The Microsoft Word Ebook That Made $200K: Just-in-Time Learning in Action12:42 – The Double Meaning of “Lean” and the Power of Focus13:50 – What Should Solopreneurs Do With Their Newfound Time?14:55 – The “One-One-One” Strategy for Starting a Business17:09 – Solopreneur Pitfalls: Fear, Procrastination, and Why We Over-Plan19:10 – Fishing with One Jig: A Metaphor for Mastery21:17 – Alternatives to Information Overload While Driving or Exercising23:36 – Why Taking Action > Passive Learning25:37 – Where to Find Pat’s Book “Lean Learning”27:00 – Why Focusing on One Project at a Time Delivers Faster Results29:00 – Wrap-Up and Final Thoughts
MKM RESOURCES:
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free.
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RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES):
Monarch Money - Best Budget App for Families & Couples
Empower - Free Portfolio Tracker
Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link
Ethos - Affordable Term Life Insurance
Trust & Will - Convenient Estate Planning
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CREDITS:
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Podcast Support: Nev Maraj
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