Financial Feminist 187. The Best Workplace Benefits and How to Negotiate Them
Sep 19, 2024
Tori Dunlap, a financial literacy advocate and negotiation expert, shares vital insights on workplace benefits. She discusses the 'September surge' and how job seekers can evaluate perks like PTO and stock options. Tori emphasizes the importance of negotiating benefits such as 401k plans and parental leave, while critiquing superficial perks like free lunches. Listeners learn to prioritize genuine benefits that enhance their financial security and satisfaction at work, empowering them to negotiate better compensation packages.
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Look Beyond the Paycheck
- Consider job benefits beyond just the paycheck, especially if you're starting a new career or recently graduated.
- Evaluate perks offered, negotiate what you can, and ensure fair compensation.
Prioritize Rest with PTO
- Look for generous PTO policies that prioritize rest and don't require extensive accrual.
- Unlimited PTO policies offer flexibility but can be abused if rest isn't encouraged.
Understand Stock Options
- Stock options can be lucrative, especially in tech, offering discounted company stock.
- Understand restrictions and timelines, as they can be golden handcuffs or worthless.