The Ramsey Show

Stop Being Normal, Attack Your Debt Now!

21 snips
Aug 5, 2025
Dave Ramsey and Ken Coleman tackle pressing financial dilemmas, from living off borrowed money to helping family members in distress without enabling bad habits. Listeners learn the intricacies of managing debt and the crucial need for a will, alongside practical advice on vehicle purchases and financial merging for newlyweds. They delve into the emotional aspects of financial struggles and confront the shame surrounding them. The hosts also inspire listeners through transformative success stories, highlighting that recovery and financial independence are attainable.
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ADVICE

Fix Income, Not Spending

  • If you're working full time but still broke, your income is the problem, not your spending.
  • Find better-paying jobs immediately, even if it means switching industries or roles.
ADVICE

Solve Roots Before Aid

  • Don’t buy the house from your parents if it doesn’t solve their income problem.
  • Help them create and stick to a budget, eliminate debt, and ensure no borrowing again.
ADVICE

Smart Car Buying & Money Management

  • Pay off your $13,000 car loan by selling investments and buying a reliable used car in cash.
  • Manage your money instead of just being cheap to build wealth systematically.
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