This is the third episode in my series covering the Ramsey Baby Steps, and I’m going to be real with you: Baby Step 3 is hard. As you save up three to six months of expenses for your emergency fund, there aren’t any quick wins or milestones. But it’s your last big sprint before you finally get to build wealth and give like no one else, so I’m here to keep you motivated!

In this episode of The Rachel Cruze Show, you’ll learn:

3 keys to having a bulletproof emergency fund
How to find cold hard cash in your freezer
A money tendency I used to be really immature about

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:

— Zander Insurance

Resources (everything mentioned in this episode):

Zander Insurance
Financial Peace University

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How to Bulletproof Your Emergency Fund