As a CFP®, I’m often asked about my services - and what makes me different from others who provide financial coaching or advice.
To begin, the term financial planner encompasses a pretty broad area. For example, some advisors:
- Work like an insurance company and sell insurance on commission
- Fee-based by selling other investment products like annuities
- Fee-only planning as a flat fee for service rendered
- Investment managers paid via a retainer fee
The fee-only option is what I do by providing financial planning services.
I am a fiduciary, legally and ethically obligated to do what's in the client's best interest or best faith efforts toward doing what's in the client's best interest. I do not get paid commissions for selling products, and I don't sell insurance or annuities.
The Name Game
Anyone can call themselves a financial planner, financial advisor, or financial services professional, but you must be careful. There's always a risk that they're just an insurance salesperson and not doing any financial planning.
If you're considering working with a financial planner, check their certification history.
Be sure you're working with someone looking at their clients' entire financial landscape and advising them on how to achieve their short and long-term financial goals.
The Niche of Working with ADHD Clients
People with ADHD need more accountability, handholding, and frequent touch points. If we go cold for six months, we need someone knocking on our door. We want a planner who will say, okay, you're ignoring me. I'm coming to find you.
I try to keep my clients accountable. If you pay me and I do not hear from you, I will tell you that this may not be the best fit because I want progress for my clients.
I decided to work with people with ADHD because I understand the struggle and can help them bridge the gap between ADHD, financial chaos, and creating wealth.
It has to start with small achievable steps that feel attainable and are filled with accountability.
Here are the areas I can help you with:
- Cash Flow and Budgeting
- Debt Management
- Identify Insurance Needs
- Investing
- Opening Accounts and Managing Money
- Planning for your Child's Education
- Referrals for Tax and Estate Planning
- Student Loan Management
To see the plans that I offer, or to work with me, check out my ADHD Planning & Coaching service: https://www.dewittcm.com/adhd
Helping ADHD'ers unleash their financial potential through planning and coaching.
Head over to our YouTube channel for the full experience on future episodes.
Learn more about ADHD-friendly financial coaching
Follow me on YouTube
Subscribe to the newsletter