ADHD Money Talk

On this episode, I'm sharing a transformative system that has eliminated my impulse spending by using something called a "token economy" with gold stars that can be redeemed for desired purchases. This approach bridges the dopamine gap for ADHDers like you and me by providing immediate, tangible rewards for positive financial behaviors.• Token economies provide external rewards that help ADHD brains connect daily actions to long-term outcomes• The system creates your own "currency" earned through completing chores, habits, and financial behaviors• The system teaches your brain to weigh desire against effort, creating a natural spending pause• Over time, this approach reduces overall desire for impulse purchasesVisit ADHDMoneyTalk.com to share your experience if you try this system or to ask questions for the show.Interested in working with me 1:1? Check out my brand new ADHD Financial Kickstarter service: a 90-minute call with me where we dive deep on your money beliefs and financial picture. Within 7 days, you'll get a personalized roadmap designed to help you transform your relationship with money for good.Head to shamelessmoney.com/adhd-financial-kickstart to learn more.Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

ADHD Money Talk is back! Dave is joined by a new (and possibly recurring?!) guest, Max Moclock.Max graduated from Penn State with a degree in Finance. After 10 years in corporate America, Max started a career pivot to becoming a brand strategist. He received an ADHD diagnosis in 2012 and is passionate about creating space for others to feel confident and empowered, regardless of their diagnosis.This episode introduces a new perspective on setting New Year’s resolutions through the concept of the **Winter Arc**, which emphasizes achievable goals, the power of visualization, and the importance of celebrating small wins while fostering self-forgiveness.What's inside?• Introduction of the Winter Arc as a manageable goal-setting approach• Importance of focusing on small, consistent victories• Visualization techniques for achieving goals• Encouragement to practice self-forgiveness and grace• Reflections on the distinct challenges faced by individuals with ADHD• Call for listeners to rethink their approach to resolutions in 2025Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Unlock the secrets to mastering your career and finances, especially if you have ADHD, with insights from our 35-year veteran ADHD career coach, Shell Mendelson. We kick off the episode with an exciting announcement of our new project aimed at helping ADHDers gain better control over their financial lives. Shell shares her invaluable wisdom, including her adapted version of the iconic "What Color Is Your Parachute?" framework, making it more visual and easier to grasp for ADHD minds. Ever felt like you're your own worst enemy when it comes to making positive choices? Discover the concept of the "safekeeping self" and learn how to break free from internal barriers that hold you back. Shell Mendelson and I have an engaging conversation about the pitfalls of impulsive decisions and the importance of financial planning. We discuss how acknowledging genuine personal interests can lead to long-term satisfaction, and why community support plays a crucial role in successful financial and career planning.Navigating traditional work environments can be challenging for those with ADHD, but we’ve got you covered. We explore why self-accommodation plans are vital and how rigid corporate settings can stifle productivity. Highlighting real-life examples, we emphasize the importance of flexibility and understanding from employers. To cap it all off, we introduce Shell's book, "A Course for Adults and Teens: Unlock Your Career Path," as a must-have resource for gaining clarity and focus in your career journey. This episode is packed with actionable advice and inspiration tailored for anyone struggling with career and financial challenges while living with ADHD.Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Explore the challenges of balancing financial coaching with ADHD, including personalized advice for different clients. Learn about budgeting tools like Monarch and Tiller Money, and the importance of fostering a positive money mindset. Discover insights on content creation, audience engagement, and upcoming collaborations.

Ever feel like Uncle Sam is reaching too deep into your pockets? We've got you covered! On today's lively episode, we're unraveling the complex world of taxes for our ADHD community, tackling a tough question from Yvonne in our ADHD Money Talk Facebook group. She's got a state pension and a 403(b), but no 401(k)—so how can she keep a tight grip on her hard-earned cash? Fear not, because we're not just spewing generic advice; we're serving up educational insights that just might spark some genius tax planning strategies for you.We kick things off with a candid reminder to look at the big financial picture—because tunnel vision on tax reductions can lead to missed opportunities elsewhere. It might sound paradoxical, but we explore why paying more taxes now could actually save you a bundle in the future, especially if you're eyeing a higher tax bracket with a looming promotion. We'll guide you through the ins and outs of Roth IRAs, 403(b)s, and the often overlooked aspect of tax planning over mere tax minimization. Whether you're juggling a state pension or just trying to outsmart the taxman, this chat is locked and loaded with the financial firepower you need to potentially lower your taxable income and secure a wealthier tomorrow.Join Our Facebook Community Page - https://www.facebook.com/groups/adhdmoneytalkStruggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

In this episode, we dive into the brain's role in financial decision-making, with a special focus on individuals with ADHD. We follow the story of Jordan, who grapples with typical financial decisions, such as whether to make an extra mortgage payment or invest in stocks. Experts like E Sonuga-Barke, G Fairchild, and A Stringaris provide insights into the unique challenges faced by those with ADHD.We examine how the default mode network, essential for planning and self-reflection, and the amygdala's reward-seeking behavior contribute to impulsive financial decisions that can impact long-term stability.The episode explores the workings of the ADHD brain, particularly the prefrontal cortex's role in controlling attention and impulses, and the interactions of the frontostriatal and frontoparietal circuits. We also discuss the crucial functions of the anterior cingulate cortex in emotional regulation and the orbitofrontal cortex in error detection, offering a glimpse into the ADHD brain's approach to financial planning.By the end of this episode, listeners will have a deeper understanding of the complexities of the ADHD mind and the strategies that can assist in navigating the financial challenges associated with it.Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Ever wondered how to keep your holiday spending in check while living with ADHD? If so, this heart-to-heart conversation is for you. We're tackling the challenging dance of handling personal finances during the festive season, particularly for those of us with ADHD. This episode promises to provide you with tools to combat the cycle of impulsive spending and the aftermath of regret that often sets in once the celebrations are over. We're going to walk you through a quick and effective 20-minute planning process that respects our need for spontaneity without letting our finances run wild.Let's take a turn and inject some fun into holiday shopping while also imparting financial responsibility. We'll introduce you to the joy of cashback services such as Rakuten and Swagbucks. These are not just entertaining, but they also make shopping at a myriad of retailers an economically sound choice. You'll get a taste of the thrilling reality that is cashback percentages from various retailers and how these services can substantially pad your savings. Lastly, we're handing you a survival guide to navigate the tumultuous festive shopping season with ADHD. Be prepared to unearth the significance of setting and adhering to a budget, making the most of cashback services and discount codes, and celebrating your financial victories in the new year. We're here to empower you to overcome the tendencies of impulsive spending and jumpstart the new year with a positive financial outlook. So, join us as we embrace our ADHD, keep things fun, and aim for awesomeness!Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Subscribe to the new and improved newsletter!https://www.adhdmoneytalk.com/Ready to tackle the chaos of Black Friday shopping with an ADHD twist? Buckle up as we navigate the bustling aisles and virtual carts, unveiling the unique shopping personas you may embody with a sprinkle of ADHD. From the unchecked dopamine chaser, caught up in the frenzy of discounts, to the overwhelmed wanderer, feeling lost amid the flurry of sales, we've got you covered. But that's not all - even if you're the hyper-focused hunter, laser-focused on the best deals, we celebrate your frugal side and offer strategies to enhance your shopping experience. In this riveting exploration, we also zoom into the myriad of shoppers you cross paths with on Black Friday. Ever met an over-analyzer deal analyst, who scrutinizes every purchase, or encountered a regretful rusher, who operates on shopping adrenaline? Let's not forget the adventurous browser, basking in the thrill of in-store treasure hunts. No matter if you're an impulsive shopper, an overwhelmed buyer, a last-minute procrastinator, or an indecisive shopper, we bring you tips and laughs tailored for your persona. So, gear up for an insightful, humorous journey through the world of Black Friday, ADHD style!Struggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Does this sound familiar? Have you been told to simply focus harder or try harder to achieve financial success with your hobbies, only to feel frustrated and overwhelmed? It's time to break free from ineffective actions and the pain of not getting results. Starting an LLC can unlock the power of your ADHD hyperfocus, protect your business, streamline your financial management, boost your confidence, and provide you with a step-by-step guide to turning your hobbies into profitable ventures. It's time to take control of your financial success and unleash the full potential of your passions.In this episode, you will be able to:Unlock the power of ADHD hyperfocus to achieve financial success.Discover the benefits of starting an LLC and how it can boost your profitability.Learn how to separate your personal and business finances to streamline your financial management.Gain a better understanding of the psychological advantages of starting an LLC and how it can boost your confidence and motivation.Follow a step-by-step guide to starting an LLC and turn your hobby into a profitable venture.The key moments in this episode are:00:00:00 - Introduction: ADHD Brain and Hobbies00:01:10 - The Power of Hyperfocus00:03:43 -  Brainstorming Business Ideas00:07:46 -Understanding LLCs and Sole Proprietorship00:09:52 - The Role of LLCs in Taxation00:13:50 - Benefits of Starting an LLC00:15:17 - Clear Separation and Accountability00:16:21 -Psychological Boost of Starting an LLC00:17:38 - Steps to Starting an LLC00:21:48 -  Starting an LLC is AttainableStruggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

In the world of productivity, there's a hidden trap that many fall into. It's a cycle that gives us a false sense of accomplishment, but leaves us feeling empty and unfulfilled. Just when you think you have it all figured out, there's an unexpected twist in the story. A twist that reveals the true nature of your pseudo-productivity habits and challenges you to confront them head-on. Are you ready to unravel the mystery and rewrite your productivity narrative?In this episode, you will be able to:Boost your productivity by breaking free from pseudo-productivity habitsOvercome fear of failure and unlock your full potentialTake control of your finances by managing perfectionismSet achievable financial goals and watch your savings growChallenge and conquer your pseudo-productivity habits for goodThe key moments in this episode are: 00:02:33 - Dave's Personal Experience with Pseudo Productivity 00:05:59 - The Connection between Pseudo Productivity and Fear of Failure 00:08:19 - Different Types of Perfectionism 00:14:46 - Overcoming Fear and Perfectionism 00:15:19 - Continuous Growth and LearningWant to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me is share it with a friend. Reviews and ratings are also appreciated:Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyStruggling with money chaos and ADHD? Start your money transformation with my ADHD Financial Kickstarter session. A one on one meeting where we'll dive into into your unique situation and build a personalized roadmap tailored to you. No generic advice—just clear, actionable steps to transform your relationship with money. One premium session, one comprehensive plan, zero subscriptions. Book your call today! shamelessmoney.com/adhd-financial-kickstartLearn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter