Passive Real Estate Investing TBT: Ask Marco - Can I Invest with Low Income and Poor Credit?
Aug 28, 2025
Explore how aspiring real estate investors can rise above low income and poor credit. Discover the essential 'Three C’s': Cash, Credit, and Competence, and learn how to build them. Creative solutions like partnering with others and contributing sweat equity open doors for those facing financial challenges. Gain insights on setting up a business, enhancing financial literacy, and effective strategies to navigate the path to investment success, even from a tough starting point.
AI Snips
Chapters
Transcript
Episode notes
Low Income Isn’t Always A Dead End
- Starting with low income or poor credit makes financing harder but not always impossible.
- Some asset-based loans can qualify borrowers without traditional income checks.
Build Cash Through Income Growth
- Focus first on building cash by increasing your income or adding revenue streams.
- Save aggressively so you can afford down payments and invest sooner.
Credit Is Multi-Dimensional
- Lenders use different credit scores for different products, so one score doesn't tell the whole story.
- Mortgage underwriting cares about the mortgage-specific score and full report details.