a16z Podcast: Money, Risk, and Software

Alex Rampell, a general partner at Andreessen Horowitz with a focus on fintech, shares insights from his entrepreneurial journey in financial services. He discusses the overdue need for an overhaul in finance and how software can revolutionize lending and underwriting risk. Rampell recounts his experiences with early internet businesses and the shareware movement, emphasizing innovations in payment systems. The conversation also tackles the pitfalls of traditional banking, the importance of transparency in credit scoring, and the challenges consumers face in switching financial providers.