The Property Couch

562 | CGT for Couples EXPOSED: The Six-Year Rule, First-Home Myths & Victoria’s Rental Crackdown

12 snips
Sep 4, 2025
Wondering about capital gains tax implications for couples? Discover if you can claim two main residence exemptions and unravel the six-year rule. Are first-home buyer incentives really that straightforward? We debunk the spouse test myth that could cost you. Plus, learn about Victoria’s new rental regulations, including surprise inspections and compliance tips for landlords. This insightful discussion is packed with traps, tips, and must-know takeaways for every property enthusiast!
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
INSIGHT

One PPR Exemption For Couples

  • Married or de facto couples are treated as one tax unit for the main residence exemption.
  • You can only have one principal place of residence exemption between partners unless specific elections apply.
ADVICE

Nominate And Document Your Main Residence

  • Nominate which property is your main residence and keep documentation to justify the choice.
  • Get tailored tax advice because timing and elections materially affect CGT outcomes.
INSIGHT

Six-Year Rule Is Conditional

  • The six-year rule lets an owner treat a rented former home as their main residence for up to six years.
  • That concession only works if you do not nominate another property as your main residence in the same period.
Get the Snipd Podcast app to discover more snips from this episode
Get the app