Research Analyst Brian Crofton discusses Kaspi's evolution into Kazakhstan's premier digital financial services company, highlighting its super app ecosystem and unique challenges. Topics include fintech, business model overview, IPOs, Kazakhstan's geopolitical landscape, growth opportunities, and the future of digital finance.
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insights INSIGHT
Kaspi's Super App Transformation
Kaspi's evolution from a commercial bank to a super app demonstrates adaptability.
This transformation highlights the potential of integrating diverse financial services.
insights INSIGHT
Digital Banking Advantages
Kaspi's digital banking model leverages data for sophisticated underwriting.
This approach contrasts with traditional Kazakh banks, giving them a competitive edge.
insights INSIGHT
Kaspi's Business Model
Kaspi's three business lines (payments, e-commerce, and retail banking) create a synergistic ecosystem.
This interconnected approach allows for cross-selling and enhanced customer engagement.
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Explore digital innovation in Kazakhstan in this episode of What Matters Most, in which we spotlight Kaspi’s compelling super app ecosystem, which boasts nearly 70% of the country’s adult population as daily active users. Sands Capital Research Analyst Brian Crofton guides us through Kaspi’s growth into the country’s premier digital financial services company. Uncover the distinct challenges and prospects of operating and investing in Kazakhstan, a geopolitically intriguing emerging market, and learn how Kaspi is revolutionizing the financial sector, boosting consumer interaction as it cleverly layers its platform, and hoping to accelerate the future of digital finance.
Sands Capital - What Matters Most