Macrosutra POD: How will bank credit growth look like this year?

Economist Radhika Pandey, an Associate Professor at NIPFP, joins correspondent Akanksha Mishra to unveil the intricacies of India's bank credit landscape. They explore the recent moderation in credit growth, particularly highlighting shifts from unsecured personal loans to gold loans. The duo discusses the Reserve Bank of India's regulatory role in maintaining lending quality. They also dive into how these trends affect young consumers, revealing challenges that Gen Z faces amid stricter lending practices and the evolving banking dynamics.