Radhika Pandey
Associate Professor at NIPFP and Economist. Analyzes the Q4 GDP numbers for financial year 2024-25 and discusses the sectors driving growth.
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Jun 6, 2025 • 20min
Macrosutra: What do GDP numbers say about the Indian economy?
Economist Radhika Pandey discusses India's impressive GDP growth, analyzing the 7.4% surge in Q4 and the sectors that contributed. She outlines the challenges of weak manufacturing and private investment, emphasizing the need for policy reforms. The conversation delves into real versus nominal GDP growth impacts, revealing insights into inflation's effects on economic health. Trade deals with the UK and US are also examined, alongside the potential for a RBI rate cut, highlighting the importance of domestic reforms in sustaining growth.
Apr 4, 2025 • 22min
Macrosutra POD: How will bank credit growth look like this year?
Economist Radhika Pandey, an Associate Professor at NIPFP, joins correspondent Akanksha Mishra to unveil the intricacies of India's bank credit landscape. They explore the recent moderation in credit growth, particularly highlighting shifts from unsecured personal loans to gold loans. The duo discusses the Reserve Bank of India's regulatory role in maintaining lending quality. They also dive into how these trends affect young consumers, revealing challenges that Gen Z faces amid stricter lending practices and the evolving banking dynamics.
