Marriage Kids and Money: Personal Finance for Families

Maxed Out Roth IRA. What's Next? - with Nick Maggiulli + Coast FIRE at 30 with $500k Invested (w/ David Freed)

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Jul 25, 2022
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ADVICE

Investing After Roth IRA

  • Max out your Roth IRA first.
  • Then, consider a taxable brokerage account for flexibility, especially if your 401k has high fees and no employer match.
INSIGHT

Tax-Free Capital Gains

  • Up to $40,000 in capital gains is tax-free for individuals if it's their only income.
  • Couples can have double that amount tax-free, making brokerage accounts more beneficial than some realize.
ADVICE

Negotiating 401k Fees

  • If your employer's 401k has high fees, discuss it with them.
  • Getting other employees involved can make a stronger case for better options.
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