The David Greene Show Mortgage Monday | The Government Shutdown and What You Should Know | Episode 87
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Oct 6, 2025 
In this discussion, Christian Bachelder, a seasoned broker-owner at The One Brokerage, shares insights into the impact of the recent government shutdown on the mortgage industry. He highlights trends affecting mortgage applications and how rates are influenced during economic uncertainty. Christian debunks common misconceptions about mortgage lenders and discusses the crucial role of accurate financial documentation in approvals. His practical tips for navigating the current landscape make this a must-listen for borrowers and loan officers alike.
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Act Now If Your Rate Is 7%+
- If your mortgage rate is 7% or higher, contact David Greene via davidgreen24.com for a refinance evaluation.
- He and Christian offer direct help to see if you can reduce your monthly payment or switch loan types.
Listings Sold After Rate Dip
- David noticed a spike in buyer activity and had multiple long-sitting listings go under contract once rates eased.
- He uses that real example to show how sensitive buyer behavior is to rate movements.
Shutdowns Can Lower Mortgage Rates
- Government shutdowns usually push investors toward safe assets, increasing demand for mortgage-backed securities.
- That higher demand typically lowers mortgage yields and can reduce consumer mortgage rates in the short term.