money money money 846 sell ETFs to buy a home vs rent + invest, super returns, is pet insurance worth it + more
Nov 17, 2025
The hosts tackle intriguing financial dilemmas, like whether to sell ETFs to buy a home or rent and invest instead. They offer insights on keeping life insurance when changing super funds and managing a switch to fortnightly pay cycles. Listeners share their best value purchases, from cookware to coffee machines. The team debates the worth of pet insurance for a new puppy, and Glen hilariously recounts a neighbor dispute over barking dogs. Dive into advice that blends money management with personal tales!
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Keep Super Insurance By Leaving Funds Active
- If you want to keep default life cover in an old super fund, leave a small balance and keep it active with occasional contributions.
- Check the fund's minimum balance and inactivity rules before transferring the rest out.
Use Accident-Only Income Protection If Declined
- If you're declined for standard income protection due to health, consider accident-only income protection outside super.
- Choose a sensible waiting period (e.g., three months) and claim tax deductions where available.
Big Super Funds Tend To Perform Similarly
- Major super funds' investment returns are typically within about 1% of each other, so switching rarely guarantees better future performance.
- Factor in insurance and other features rather than chasing small return differences.
