Stephen and his new wife have $215,000 of student loan debt and they don't know what to do next. They are considering Income-Based Repayment (IBR) but aren't sure if that is the right thing to do.

Financial expert Anthony O'Neal joins me to help answer Stephen's question. We discuss all things student loans including what IBR is, how student loan refinancing fits in, and Anthony's take on student loan forgiveness.

RESOURCES

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Anthony O'Neal (Website): https://www.ramseysolutions.com/anthony-oneal

Destroy Your Student Loan Debt (Book): https://amzn.to/3339aCE

Refinance Student Loans (SoFi): HTTPs://www.marriagekidsandmoney.com/sof i

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Anthony O'Neal: Student Loan Forgiveness & Income-Based Repayment