Australian Property Podcast Will property peak in 2026?
23 snips
Nov 22, 2025 The hosts dive into whether it's the right moment to release equity for investment. They examine the potential intervention by APRA in 2026 and the implications of the 18-year property cycle. Discussion includes a surge in housing finance for investors and Victoria's new rules on underquoting. The conversation also highlights stalled apartment projects, buyer sentiment, and the importance of cash flow in property decisions. Tune in for insightful Q&A and book recommendations for savvy investors.
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Investor Lending Surge Vs Rental Shortage
- Investor lending surged sharply in Q3 driven by equity gains, super funds and 5% deposit schemes.
- That surge clashes with record-low rental vacancies and creates regulatory tension for APRA.
Build A Ready Cash Buffer From Home Equity
- Release equity into an offset as a cash buffer before you need it so you can act quickly or weather shocks.
- Restructure loans (extend terms, interest-only where appropriate) to reduce immediate repayment pressure and improve flexibility.
Keep Equity Liquid Until Opportunity Arises
- Use released equity conservatively: keep funds in offset and only deploy into diversified investments or opportunistic buys during corrections.
- Avoid lump-sum punts into overheated markets; preserve optionality to buy on dips.
