📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate.

Next Steps:

🎥 Watch our video Revisiting Our Most Viral Financial Advice.
📘 Get Rachel Cruze’s book Know Yourself, Know Your Money.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!

Connect With Our Sponsors:

🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: ☕️ Citrus Cardamon Coffee Spritzer

Recipe: Recipe Fiction

Citrus Cardamom Coffee Spritzer

1 ounce cardamom-infused simple syrup
4 ounces cold coffee
1/2–1 teaspoon fresh lemon juice
Soda water or seltzer to top

Cardamom Simple Syrup

1/2 cup sugar
1/2 cup water
8–10 pods cardamom, crushed

Instructions:

Cardamom simple syrup: Combine water, sugar and heat until just boiling. Add crushed cardamom pods and allow to steep for at least 30 minutes or up to overnight. Strain to serve.

Citrus cardamom coffee spritzer: Combine simple syrup, coffee and lemon juice in a 12-ounce glass. Add ice and top with fizzy water.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

61. Fortune and Our Connected Ancestry// with Lisa Sharon Harper