There's a tone of digitization insurance, i guess. So is it all legen versus actual the insurance itself? As that what youre saying, there's a ton of digitization. But it's the same thing with buying a mattress, where you don't really know what you should be paying forand so you could g buy a a hundred 99 dollar mattress on the amazon to day. Is it going to be a great mattress that gives you the proper sleep that you need? No, probably not. You could go by a really inexpensive insurance policy, and is it going to give you the proper coverage when it comes time to make it claim? Probably not. And so i