What do you know about the world of investing and human behavior today that you wish you knew 30 years ago? It's a great question and it's very tough to answer. What I do know now is that things evolve when you can't force them to go faster or slower than you wish. And as you understand, like everything in nature is a cycle, you have to have a better sense of where the cycles are in the markets and the economy in geopolitics. If you can combine those together with where your business is, that's going to be much better.