Opportunity Cost of Waiting for Low Rates

Money is often the biggest barrier standing between a rookie investor and their first deal, but there’s a creative way to buy a rental property that doesn’t require draining your savings or putting much down at all. We’re talking about seller financing. In today’s market, you may have even more leverage to negotiate these kinds of deals. Tune in as we break one of them down!

Welcome to another Rookie Reply! We’re back with more questions from the BiggerPockets Forums, including one from an investor who’s struggling to find great real estate deals due to higher mortgage rates. While it’s true that today’s rates could eat away at some of your cash flow, you can still find properties that meet your long-term goals. Waiting for rates to drop could cost you!

Don’t have the cash for your next investment property? There’s a creative financing strategy that could allow you to put very little (or no) money down. We share how to negotiate and structure one of these deals so that it’s a win-win for both sides. Finally, should you move to invest in real estate? How do you pick the right market? It’s not as tricky as you probably think!

Looking to invest? Need answers? Ask your question here!

In This Episode We Cover

The keys to negotiating and structuring a seller financing deal

How to find and analyze cash-flowing real estate deals in 2026

The huge opportunity cost of waiting for mortgage rates to drop

How to pick a real estate market that aligns with your investing goals

Whether you should move to invest in real estate (or stay put!)

And So Much More!

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