Navigating the Housing Crisis and Climate Challenges

This chapter delves into the rising insurance costs for homeowners linked to climate change and population shifts into risk-prone areas, specifically Florida. It examines successful local initiatives, like Alabama's roof fortification program, and the broader implications of housing affordability across the U.S., with Minneapolis highlighted for its effective zoning reforms. Additionally, it explores the impacts of an aging population on housing availability and the ongoing evolution of Detroit's housing market amidst significant demographic shifts.