Today's show is our special 500th episode of the Fintech One-on-One podcast. Rather than do a retrospective or a look back at some highlights from the last 11 years of interviews what I decided was to do my regular interview but with a fintech pioneer. I wanted a big name so I was delighted when the CEO and Founder of Cross River Bank, Gilles Gade, decided to join me.
I first interviewed Gilles (along with Adam Goller) on the show way back in Episode 32 in March 2015. A lot has changed since then as Cross River Bank has become a market leader in Banking-as-a-Service (BaaS) and they have expanded way beyond their initial focus on marketplace lending.
A lot has happened in the BaaS space over the last year and we discuss this in depth as Gilles shares his thoughts on the past, present and future of bank-fintech partnerships. And much more.
Enjoy episode 500!
In this podcast you will learn:
- The origin story of Cross River Bank.
- How Cross River has been able to stay as a leader in the fintech lending space for over a decade.
- The staggering numbers of loans that have flowed through Cross River.
- How they expanded beyond the lending space.
- How they developed their payments capabilities.
- Why they moved away from the core providers to develop their own banking core.
- The points he was making in his recent American Banker op-ed.
- The lessons learned from the recent challenges in the BaaS space.
- Gilles' thoughts on the higher bar now required to work with a BaaS bank.
- What was behind their decision to start an investment bank earlier this year.
- The scale that Cross River Bank is at today.
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