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WCI #246: Early Retirement Now

White Coat Investor Podcast

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Is the 70 Annuity a Lousy Deal?

Young investors face the opportunity cost of missing out on stockmarket returns. Because you still have your entire career ahead of you, you're more able to to suffer that equity volatility. Anthen, i also think there's a bit of a behavir component. So if you don't keep your money in a money market account, but instead you put it in an equity index fund, and then has already, potentially, hope it has grown some capital gains,. There is this additional mental burden of spending that emergency fund on something frivolous like an emergency flat screen t v or or an emergency trip to las vegas. And of course, if you really do need the emergency front, right? I

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