Why Many People Still Struggle Financially

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Episode 3323:

Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse.

Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/

Quotes to ponder:

"Every decision we make, no matter how small, contributes to who we are and where we’re going."

"Self-control is a muscle, the more you use it, the stronger it becomes."

"Delaying gratification today gives you more choices tomorrow."

Episode references:

The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474

Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766

Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment

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