Are You Seeing Zero Fraud?

Fraud rates are going up because fraud startup basically now exist because it's so lucrative to be a fraudster. And in a fintech ecosystem that was booming over the last couple of years, where maybe you didn't care as much about how much you were losing,. You just cared about top line growth or growth at all costs. So I think there was a number of things that have happened that led to this but either way, the answer can't just be like, stop onboarding customers. That's not a way to fight fraud.