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Convenience Fees & Regional Languages: Unlocking Profitability & Scale for India's Consumption Story

ASYMMETRIC

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Exploring Digital Payment Dynamics and Emerging Business Models in India

This chapter explores the transition from credit cards to the Unified Payments Interface (UPI) in India, examining the fee structures and their effects on banks and consumers. It highlights the potential for innovative business models and riskier lending practices arising from the increasing efficiency of UPI systems.

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