Three Accounts for Medical Bills

An emergency buffer account is to save up about three months of expenses just in case something horrible happens and you lose your job. If you have high medical insurance deductible, which I think everyone does right now, you need an account for medical bills. My son needed surgery three months ago and it was an $86,000 surgery. So obviously we met our deductible, which means that now we're paying medical bills. We should have had an account with $10,000 in it so that we could cover our deductible,. But we did it. Girlfriends getting real.