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22min chapter
Bonds, Baseball and Blankies
Moody's Talks - Inside Economics
Consumer Credit and Utilization Rates
This chapter explores the utilization rate of credit cards in the United States and its impact on borrowers, highlighting the current rate of 20.5%. It discusses the growth in credit card balances and the implications of high interest rates. There is also a discussion on different credit bands and their varying utilization rates.
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