The Benefits of Having a Fixed Income Alternative

Kevin: I think really where this can work well for retirees is as a fixed income alternative. What I like about a traditional portfolio based life insurance contract, which is the cash values can never go backwards. So even if those are fluctuating in value, the client is not going to experience that. And it can kind of give people a little bit more flexibility on how aggressive they are with their IRA or 401k and other investment accounts.