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15min chapter
S8 E6: Bank Nerd Corner: What is the BSCA and What Can It Do?
Fintech Takes
Regulatory Challenges in Broker Deposits
This chapter explores the speaker's concerns about FDIC regulatory changes affecting broker deposits and their implications for the FinTech industry. Through a discussion of deposit behavior amidst rising interest rates, they highlight the need for better data and transparency in bank reporting. The chapter critiques the reliance on anecdotal evidence for regulatory decisions and calls for more comprehensive research to inform banking practices.
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