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How Does the 5-Year Rule Work for Roth Conversions?

Retirement Answer Man

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How to Manage Your Spending When You're Older

The idea is you know if you blow through all the money in your go-go and slow go years that you have these guaranteed payments that will start to kick in. Roger Ebert: It's basically flipping the easy button for years older self who may not be as interested in managing things. The big thing I don't think I've heard you mention? Please, please urge your house and possessions early, at least by age 80 before physical limitations make it too difficult to not fill them with everything you've saved over the years.

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