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SCALER POD 14 - Rahul Chari, Founder & CTO, PhonePe | UPI & India's Digital Payments Revolution

Scaler Pod - The Software Engineer's Podcast

CHAPTER

The Future of Payments

It's an evolved ML model that actually does prediction about the success rate of a transaction and we'd rather not let a transaction go through then. And it actually tunes to the threshold also automatically versus trying to actually have a fixed threshold, like below 80%. It really depends on the bank, etc. What really should be the threshold. But we choose to do that because that's right by the consumer when it comes down to payments and we use technology for that.

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