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4min chapter
Corner Office Conversation With Srikanth Velamakanni, Co-Founder, Fractal
The Morning Brief
Transforming Lending with Statistical Models
This chapter delves into the evolution of statistical credit scoring models in banking, highlighting the shortcomings of traditional lending practices influenced by human biases. It emphasizes the use of historical data for predictive modeling to enhance decision-making capabilities while addressing the challenges of forecasting future financial outcomes.
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